The digital asset world is growing fast, but risk assessment tools haven’t kept up. Traditional methods move too slowly and miss the unique threats that digital assets create, leaving financial institutions exposed. Munich-based Particula steps into this gap with a powerful solution: real-time AI-powered risk ratings and continuous monitoring, helping institutions stay ahead of risks as they emerge.
Now, Particula has raised $5.5 million to fuel its next stage of growth. Leading the funding round are SixThirty Ventures, Vanagon Ventures, and Futury Capital, alongside TX Ventures, Blackwood Ventures, Tenity, Blue Bay Ventures, Plug and Play Tech Centre, and several top angel investors.
Redefining Risk Intelligence for the Token Economy
Founded in 2022 by Timm Reinsdorf (CEO), Nadine Wilke (CGO), and Carsten Hermann (CTO), Particula is setting new standards for risk management in tokenised finance. Their platform delivers real-time insights that assess everything from issuer credibility to asset backing, regulatory compliance, and smart contract security.
By offering independent, data-driven analytics, Particula empowers major financial institutions, asset issuers, and trading platforms to assess risks confidently. The startup’s mission is simple yet ambitious: to make the token economy as secure, transparent, and scalable as traditional finance.
As Particula prepares to accelerate its global expansion, it is relocating its headquarters to the United States. This move positions the company at the heart of a fast-evolving regulatory environment, where clearer digital asset frameworks are attracting deeper institutional participation.
Timm Reinsdorf, CEO of Particula, emphasized that the company’s mission is to help ensure the future of finance is “not just tokenised but secure, scalable, and transparent.”
What Makes Particula Stand Out?
At the core of Particula’s platform is a fully automated, AI-driven risk assessment engine purpose-built for digital assets. It monitors blockchain transactions in real-time, analyzes smart contract designs, detects anomalies, and evaluates third-party integrations.
Particula’s proprietary technology, the Particula Digital Asset Classification System (PDACS), goes even further. It categorizes digital assets based on economic, environmental, regulatory, and technical factors. Their machine learning models scan millions of transactions, identify vulnerabilities, and track regulatory developments globally — offering insights that traditional manual risk reviews simply can’t match.
This high-frequency, real-time monitoring allows institutions to detect potential risks before they turn into costly problems, providing a new level of security and transparency for tokenised assets.
Investors See Big Opportunities in Tokenised Finance
Chandresh Iyer, General Partner at SixThirty Ventures, noted that as traditional assets like bonds, funds, and real estate move onto blockchain rails, institutions face new challenges around risk and interoperability. Particula’s scalable solution, he said, bridges the gap between DeFi and TradFi, making it easier for institutions to navigate the shift.
Early investor Axel Roitzsch, General Partner at Vanagon, shared a similar view. He said he saw strong execution from the founding team early on and believes Particula is “poised to play a defining role” in the digital asset space.
Futury Capital’s Managing Director, Benjamin Krahmer, pointed to the company’s strong team and cutting-edge technology as major reasons for betting on Particula’s future growth in asset tokenisation.
Meanwhile, Jens Schleuniger, Managing Partner of TX Ventures, emphasized how Particula’s real-time ratings engine directly addresses the compliance, liquidity, and regulatory challenges that have slowed wider institutional adoption of tokenised assets.
